Specialist analytics for banking & insurance · London → Bengaluru
Insights & Analysis

Intelligence for the people who carry the risk.

Practising specialists writing for Chief Risk Officers, Chief Actuaries and Directors of Data Governance navigating regulation, capital and AI.

Insurance · IFRS 17

M&A and IFRS 17: integrating business combinations without breaking disclosure

A practitioner's framework for absorbing acquisitions under IFRS 17 — keeping CSM, RA and onerous-contract identification defensible through transition.

11 min read · Read the analysis →
Insurance · Solvency II

UK Solvency II reform: risk margin, matching adjustment and what the PRA actually wants to see

The UK's Solvency II divergence — risk margin reduction, matching adjustment expansion and the PRA's investment flexibility — has reshaped the life and BPA P&L. The 2026 question is whether the governance has caught up with the capital.

9 min read · Read the analysis →
Insurance · Climate

Climate scenario analysis for insurers: from CBES exercise to embedded practice

The Climate Biennial Exploratory Scenario delivered the framework. The 2026 question is whether climate scenario analysis is embedded in capital, underwriting and reserving — or still a parallel exercise.

9 min read · Read the analysis →
Insurance · Solvency II

Why 2026 may be the breakthrough year for Matching Adjustment in Ireland

A confluence of regulatory clarification and BPA demand makes Republic of Ireland MA adoption suddenly viable. We map the path from intent to defensible application.

9 min read · Read the analysis →
Insurance · Conduct

GIPP at three years: what the FCA fair-value review is telling general insurers

Three years on from the General Insurance Pricing Practices reforms, the FCA's fair-value review separates the firms operating in good faith from the ones that walked the rules to the line.

8 min read · Read the analysis →
Insurance · Claims

Straight-through claims: what the leaders are actually shipping

Computer-vision damage assessment, AI triage and parametric instant payout — separating the production-ready use cases from the live demos.

8 min read · Read the analysis →