Practising specialists writing for Chief Risk Officers, Chief Actuaries and Directors of Data Governance navigating regulation, capital and AI.
Agentic AI has crossed an operational threshold in offensive cyber. A practical re-read of the FCA, Bank of England and HM Treasury joint statement — and the GTG-1002 disclosure that preceded it.
10 min read · Read the analysis →Advanced AI is becoming the system-level reasoning and audit layer that watches workflows, explains decisions and surfaces gaps in policy, controls and approvals. What engineering leadership inside regulated banks must build now — not next year.
12 min read · Read the analysis →How shifting landlord economics under the Renters' Rights Act will compress buy-to-let affordability matrices — and what it means for IFRS 9 ECL provisions.
8 min read · Read the analysis →The Second System-Wide Exploratory Scenario raises the bar for non-bank lenders. A practical checklist for demonstrating systemic resilience before the next data call.
9 min read · Read the analysis →Buy Now Pay Later finally enters the FCA's regulated perimeter. The credit-bureau, affordability and complaints implications are larger than the consultation made them sound.
7 min read · Read the analysis →